2015-06-08

More Than 30 Cities and Provinces Relax Public Housing Fund Rules

As of June 1, more than 30 cities and provinces have relaxed the rules on their public housing funds.
Centaline Dawei, chief analyst to accept the "Securities Daily" reporters, said that over the recent adjustment fund in the amount, because fund policy is the most direct policy tools local governments can adjust and fund loan interest rate equivalent to the commercial lending rates 32% discount, the market has a direct stimulation.

According to the "Securities Times" reporter, in May, there are a number of cities to continue deregulation fund policy. For example, on May 19, Jinan City housing provident fund loans adjustment, extraction policy, the abolition of the down payment ratio differential provisions in respect of the purchase of the area, the first suite down payment ratio of 20%, two suites down payment ratio of 30%. At the same time, the abolition of the settlement but did not have a home business loan differentiated family policy, the uniform implementation of 30% of the down payment ratio and benchmark interest rate.

May 25, Changsha fund Deal landing: loan amount increased to 600,000 yuan, the first suite down payment ratio to 20%, two suites down payment ratio to 30%. From May 25, Tianjin for personal housing accumulation fund loan policy adjustments in the future purchase of the first housing units in Tianjin unified lower down payment ratio to 20%, the maximum limit family reunification apply for the loan fund raised 800,000 yuan.

iFeng: 30余省市松绑住房公积金 专家称有利于刚性需求释放

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