2018-07-28

Harbin "Mistakenly" Says Pension Payments Delayed, Provincial Pension Fund Exhausted

The Harbin government announced a delay in pension payments this week and then claimed it was a mistake. Payments were made on time according to current reports. This sparked widespread discussion online, not only because netizens wonder how such a mistake could be made, but also because Heilongjiang's pension fund is exhausted and has shifted into permanent deficit, currently at 23 billion yuan.

The economy of northeast China has grown slower than the rest of China in recent years. China's population is aging rapidly and the northeast is no exception, but it is also losing youth who leave for better economic opportunities in other provinces. This has caused a collapse in the dependency ratio from 2.4 to 1.3 in a little more than a decade.

This isn't a new concern. Back in 2016, the pensions were in deficit: China's Pension Bust: Number of Localities in Deficit Doubles, Surpluses Quickly Drained

In 2015: Local Government Revenues Slide, Govts Use Fees to Cover Pension Deficits

This first article asks how the Harbin government could make a mistake that causes a loss of confidence in the pension system.

Guangming: 养老金发放压力大,信息发布更不能乱
In response to the “Harbin Social Insurance Administration Bureau sent a “Description on Postponing the Disbursement of Pensions” to a local bank, the Heilongjiang Provincial Social Insurance Administration Bureau responded on July 25, saying that due to the work mistakes of the Harbin Municipal Social Security Bureau The wrong information has led to misunderstandings by the masses and is now corrected. According to the Heilongjiang Provincial Social Insurance Administration, at present, the pension has entered the normal issuance state, and the increase is stipulated and the pension should be issued in the same month.

According to pictures circulating on the Internet, the document entitled “Delay of Postponement of Pensions” (hereinafter referred to as “Description”) was issued by the Harbin Social Insurance Administration to the Harbin Field Sub-branch of the Industrial and Commercial Bank of China. . According to the "Description": According to the work arrangement of the Heilongjiang Provincial Social Insurance Administration, the pension was postponed in July 2018, and stressed that "this description cannot be posted. If the depositor consults, please explain it orally."

Although there may not be a truth in the picture, this black and white text has documents that are stamped and stamped with official seals. It is hard to see that there are flaws and it is hard not to be taken seriously. According to the relevant person in charge of the Heilongjiang Social Security Bureau, the "Description" was indeed issued by the Harbin Social Security Bureau, but "due to the work mistakes of the Harbin Social Security Bureau, the misinformation caused the masses to misunderstand and is now corrected."

Although the local social security department said that the current pension has entered the normal state of distribution, there seems to be no "deferred payment", but the content of the document and the subsequent response are still skeptical. On the one hand, why is it wrong? It stands to reason that such documents have strict issuance procedures, the possibility of wrong transmission is very small, the relevant wording is also clear, and emphasizes "unpostable". Then, in the end, which link has gone wrong, the relevant local departments should give more specific explanations; on the other hand, the Heilongjiang Provincial Social Security Bureau said that it is “the work mistakes of the Harbin Social Security Bureau”. What exactly is the “mistakes” here? Is the information of "postponed issuance" wrong, or is it a "mistake" to disclose this document? To put it another way, if the document is not made public, it does not cause public concern, can the pension in July be released normally?

Similar red-headed documents were accidentally exposed, and eventually the parties responded to news that was caused by "wrong" and "mistakes", which happened from time to time. One of the core focuses here is that some red-headed documents were not intended to be public, but they were exposed because of "accidents." However, as far as many documents are concerned, this is something that should have been made available to the public. Taking this incident as an example, if pensions really have to be postponed, why can't they explain them to the general public and become "only verbal explanations"? After a similar incident, it is even more intriguing to use the information to send a mistake to explain. Accurate information release is only the basic work of the public sector. If there is a "mistake", it is necessary to find out the truth and seriously blame it, otherwise how to prevent the next "mistakes".

Of course, the reason for this incident has attracted attention. In addition to the reason that the information is “wrong”, it is even more ridiculous. The more important thing is that the problem of pensioning the pension touches the core concerns of the society. Especially in the specific circumstances of Heilongjiang Province, it has touched the sensitive nerves of the people. Last year, some media disclosed that the “China Social Insurance Development Annual Report 2016” issued by the Social Insurance Business Management Center of the Ministry of Human Resources and Social Security showed that Heilongjiang became the first province in the country where the pension balance was spent, and “debt” was 23.2 billion yuan. Therefore, whether the pension can be paid in full or not on time is naturally of concern. The more such circumstances, the more the local government should do the relevant information release work, and avoid amplifying the public's anxiety about pensions.

Whether the pension can be paid in full and on time is not only related to the immediate rights and interests of the retired people, but also corresponds to the credibility of the social security system. The disclosure of relevant information should be timely and transparent to prevent unnecessary suspicion. In particular, in areas where some pensioners are under pressure, in addition to raising funds from multiple sources, docking central adjustments, it is necessary to address the actual balance of pensions and make timely contributions to the society. Say, it is likely to be counterproductive.
This article explains the financial situation as the dependency ratio skyrockets in a region rapidly aging and losing youth to other parts of China.

US China Press: 网传哈尔滨推迟养老金入不敷出 事实真相是……
Chinanews.com reported that social security has always been a sensitive topic. The population of the Northeast has been declining for many years and it has become an indisputable fact. According to statistics, as of the end of 2016, the population of China over 60 years old has reached 230 million, accounting for 16.7% of the total population, and the population over 65 years old has reached 150 million, accounting for 10.8%.

The delay in the payment of Heilongjiang pensions has caused public concern, or the pension crisis that has been repeatedly reported in Heilongjiang in recent years. Due to the deepening of aging, in 2005, Heilongjiang's dependency ratio was 2.44:1, and in 2016 it fell to 1.3:1, which means that on average less than one and a half of the employees need to support a pension for a retired employee.

Although the Heilongjiang government has taken many measures to alleviate the pressure on pensions, it is difficult to alleviate the shortage of funds. According to Shanghai Minsheng News, the income of employee pensions in the province in 2016 was 89 billion yuan (RMB, the same below), and expenditure was 121 billion yuan. The current balance of income and expenditure was a deficit of 32 billion yuan. As of 2015, the historical balance of pensions was a surplus of 8.8 billion yuan. After offsetting the balance of payments, there was still a gap of 23.2 billion yuan, making it the first province without pension accumulation.
An opinion article links old-age insurance scams with the Heilongjiang news. Chinese are concerned about their pensions and the pension system's solvency.

QQ: 黑龙江成全国首个养老金结余花光的省份 “负债”232亿元
In Huixian County, Henan Province, the police successfully detected more than 20 series of fraud cases based on retirement pension insurance, involving nearly 2 million yuan. After investigation, I learned that Hao Mou claimed to work in the sanitation department of Xinxiang City. He has indicators to run pension insurance. He can do it as long as he can pay the money. After he has finished, he can receive 1,500 yuan a month. Many people have handed over their savings for many years to Hao, ranging from 25,000 yuan to 100,000 yuan per person. After receiving the money, Hao Mou did not move, and constantly searched for various excuses. After the masses found that they were deceived, they called the police. Most of the victims were older, unemployed people. The savings accumulated over the years were deceived and their emotions were very exciting.

In Harbin, Heilongjiang, the Municipal Social Insurance Administration issued a notice saying that according to the work arrangement of the Heilongjiang Provincial Social Insurance Bureau, the pension in July 2018 will be postponed. Later, the Heilongjiang Provincial Social Insurance Administration responded that due to the work mistakes of the Harbin Municipal Social Security Bureau, the misinformation caused the masses to misunderstand and is now corrected. At present, the pension has entered the normal issuance state, and the increase and the pension for the current month should be adjusted. Also issued in place.

At first glance, it seems that they are all point-like social news, carefully combed, and have inherently consistent logic. The victim of the fraud case in Huixian County, Henan Province, it is reasonable to say that when there is a new type of rural social endowment insurance or basic old-age insurance for urban and rural residents, why do you still need to find a door to “care for the elderly”? What is the coverage and distribution of local pension insurance? In what context, is it possible to deliver the savings that have accumulated over the years?

The news of Harbin in Heilongjiang seems to be an accident. However, in the eyes of public opinion, it is soon linked to the background of the pension balance in the Northeast: "China Social Insurance Development Year released by the Social Insurance Business Management Center of the Ministry of Human Resources and Social Security" The report 2016 shows that Heilongjiang has become the first province in the country where the pension balance has been spent, and the “debt” is 23.2 billion yuan, which extends the meaningful interpretation and is also reasonable.

It is not difficult to see that the elderly in Huixian County of Henan Province and the extensive public opinion are filled with an old-age anxiety. Pensions should be the most basic part of social security. It is an institutional arrangement that is unavoidable and taken for granted. In the current public opinion field, this topic can easily harvest a lot of attention and become a common topic throughout the age group.

This anxiety stems from the public's intuitive feedback on the current state of pensions. Pensions, as the most fundamental guarantee for maintaining the state of life in the stage of life, is an important basis for constructing people's behavioral patterns and psychological states. If it is expected that there may be problems in the pension, the individual's economic behavior tends to shrink, and it will focus on saving, restraining consumption, and tending to help each other in the early decades; people's enthusiasm for the future will inevitably shrink, leading to social psychology, Anxious state.

From the reality, for the issue of pensions, measures at the national level continue. Not long ago, the central adjustment system for the basic endowment insurance fund for enterprise employees was officially implemented, marking an important step in the national overall planning of China's pension insurance. It also means that pensions will also be adjusted between provinces to ensure that the local pensions are paid in full and on time. .

When it is clear that alleviating the anxiety of old-age care requires a coping solution, it is also necessary to carefully sort out the key points of governance. Whether many social security, including pensions, is in place is in fact an important criterion for self-definition in modern society. It is also an important topic in relation to administrative ethics: living in a modern society, basic guarantees should be enjoyed without any doubt. When the basic guarantees are shaken, it will inevitably affect the individual's stable expectations of the state of life and the confidence in the social state in which they live. The stability of the human heart is also an indispensable psychological support for a mature society.

Anxiety for the elderly requires systematic measures to relieve the burden of the people's livelihood-based value

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